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Pension credit and universal credit

Pension credit

If you are claiming as a couple and only one of you is over pension age (a ‘mixed-age couple’), you will have to claim universal credit instead until the younger partner also reaches pension age.

Before 15 May 2019, you could claim pension credit (and housing benefit towards your rent) if just one of you had reached pension age. As pension credit and housing benefit claims can be backdated for three months, such claims for mixed age couples can effectively be made up to 13 August 2019.

If you have already claimed and have an existing award, your pension credit is not affected by the mixed-age couples rule. You will stay on pension credit.

If you are claiming universal credit, there are no work-conditionality rules for the claimant who is over pension age. 

You can get extra pension credit if you have a dependent child or young person.

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